When people think about debt in business, they imagine big contracts gone bad or huge unpaid invoices. But the truth? For many Nigerian entrepreneurs, the real threat to their cashflow is the “small small” money owed—₦5k here, ₦10k there, a balance of ₦20k “we’ll settle next week.” It doesn’t feel urgent. After all, you don’t […]

If you’ve ever had a customer say, “I’ll get back to you,” and then disappear, you’re not alone. It happens every day. Many Nigerian entrepreneurs think lost sales are because of high prices, tough competition, or slow seasons. But often, the real culprit is simpler: poor follow-up. We assume that if a customer is interested, […]

Most entrepreneurs are quick to explain what their business does. They’ll tell you their mission is to solve a particular problem, provide affordable products, or serve a specific type of customer. Some will even go a step further, sharing a nicely worded vision statement and a clearly defined target market. And while those answers sound […]

The Tax Reform Acts have been signed into law, and while the headlines might focus on big corporations, small businesses like yours are not left out. Whether you’re running a physical store, selling on WhatsApp, or offering services online, these tax changes will touch your business in one way or another — from how you […]

If you ran a business in Nigeria during the Buhari era, chances are you didn’t just run a business — you survived a business. You fought through waves of uncertainty, unexpected policy changes, and shifting market conditions that forced you to adjust, adapt, and keep going. With the passing of former President Muhammadu Buhari, it’s […]

If you’ve ever sat there refreshing your account balance after sending your final invoice, wondering, “Why is this payment taking forever?” — you’re not alone. It’s one of the most annoying parts of running a small business: you’ve done the work, kept your word, delivered the product — yet you’re stuck waiting for what’s yours. […]

Let’s talk about something that doesn’t get enough airtime in business circles:Making money is not the same as keeping money. Every month, I meet hardworking entrepreneurs who have steady sales but empty accounts. They’re moving product, booking jobs, collecting payments — but somehow, they’re always broke, always in survival mode. So where’s the money going? […]

One of the most common things I hear from small business owners is, “I’m not big enough for structure yet.”But let’s be honest—if you’re too busy, too overwhelmed, or too disorganised to grow right now… structure is exactly what you need. At Kudi Konsult, we’ve worked with solo entrepreneurs, side hustlers, and small teams who […]

The silent trap We all start businesses with passion. You want freedom, control, and a life where you don’t have to answer to anyone. You imagine waking up when you want, serving great clients, and making money doing what you love. But very quickly, the dream starts to blur. You’re the one replying DMs, handling […]

Many small business owners in Nigeria don’t have a visibility problem. Or a pricing problem. Or even a product problem. They have a follow-up problem. You post content, get a few DMs, people ask for prices, say “I’ll get back to you” or “I’m thinking about it.”Then… nothing. Silence. And instead of going back to […]